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Series I Bond Redemption Penalty and Cash Buffer Checklist for 2026
A 2026 checklist for deciding when to redeem Series I savings bonds, estimate the three-month interest penalty, time taxes, and protect emergency cash.
First-Year RMD for 2026: Deadline, Aggregation, Withholding, and Evidence Worksheet
Calculate a first 2026 required minimum distribution, separate accounts correctly, choose withholding deliberately, and keep evidence for every transfer.
Medicare IRMAA Appeal After a Life-Changing Event: 2026 Evidence and Timing Worksheet
Read a 2026 IRMAA notice, test whether SSA-44 fits, estimate the premium impact, and assemble evidence without confusing a new determination with an appeal.
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Social Security Claiming Age: Break-Even, Tax, and Survivor Decision Worksheet for 2026
Compare Social Security at 62, full retirement age, and 70 with break-even math, 2026 earnings-test checks, tax planning, and survivor scenarios.
Aug 24, 2026 No. 02 Retirement PlanningNonworking Spouse IRA Funding Worksheet: 2026 Earned-Income and Filing-Status Test
Build a 2026 spousal IRA funding worksheet using joint-return, taxable-compensation, contribution-limit, deduction, Roth-income, deadline, and excess-correction checks.
Aug 21, 2026 No. 03 Retirement PlanningPension Lump Sum vs Monthly Annuity: A 2026 Decision Checklist
Compare a pension lump sum with lifetime monthly income using break-even and present-value math, survivor choices, rollover rules, and plan-specific evidence.
Aug 20, 2026 No. 04 Tax PlanningIRS IP PIN and Tax Transcript Security Checklist for 2026
Use IRS account, IP PIN, transcript, notice, and payment evidence without confusing prevention with incident response or exposing tax identifiers.
Aug 17, 2026 No. 05 Personal Tech FinanceBank-Linked App Permission Audit 2026: OAuth, Data Sharing, and Safe Disconnection
Audit the budgeting, tax, payment, and investing apps connected to your bank accounts, then revoke stale access without breaking bills, records, or cash-flow alerts.
Aug 16, 2026 No. 06 Retirement PlanningDirect Rollover Check Tax Withholding Checklist 2026
A 2026 retirement-money checklist for using direct rollovers, avoiding mandatory withholding surprises, and keeping a clean transfer paper trail.
Jul 1, 2026 No. 07 Personal FinanceCredit Card Autopay Minimum Payment Cashflow Checklist 2026
A practical 2026 checklist for using credit-card autopay without letting minimum payments, statement timing, or cash-flow surprises hide costly revolving balances.
Jun 29, 2026 No. 08 Personal FinanceIRS Direct Pay Estimated Tax Proof Checklist for 2026
A practical evidence workflow for IRS Direct Pay estimated tax payments: confirmations, bank records, scheduled payments, amended records, and tax-time reconciliation.
Jun 26, 2026 No. 09 Personal FinanceRoth IRA Contribution Recharacterization Checklist for 2026
A practical 2026 checklist for Roth IRA contribution eligibility, recharacterizations, excess contribution cleanup, evidence, and tax-form coordination.
Jun 13, 2026 No. 10 Personal FinanceIRA Rollover 60-Day Rule Checklist for 2026: Direct Transfers, Mistakes, and Tax Forms
A practical 2026 IRA rollover checklist covering direct transfers, the 60-day rule, one-rollover-per-year limits, withholding, inherited IRAs, forms, and mistake recovery.
Jun 11, 2026 No. 11 Personal FinanceFamily 529 Plan Qualified Expense Checklist for 2026: Tuition, Tech, Housing, and Records
Use a practical 529 spending workflow for tuition, computers, housing, K-12 limits, apprenticeships, rollovers, taxes, and documentation.
Jun 3, 2026 No. 12 Personal FinanceCredit Card Autopay Audit: A 2026 Bill-Safety Checklist
Audit credit-card autopay, statement balances, due dates, bank links, alerts, refunds, disputes, and cash-flow buffers before one missed setting becomes a fee or credit-score problem.
May 31, 2026Compound Growth Calculator
See how steady, consistent investing compounds over time. Drag the sliders to model your own plan.
The power of
compounding
Adjust your starting balance, monthly contribution, expected return, and time horizon — the projected value updates in real time.
Assumes monthly compounding. Excludes taxes, fees, and inflation. Real returns vary, and past performance does not guarantee future results. For illustration only.